Help buying a home in north carolina
Real estate agent Jonathan Osman said single-family rental companies with cash offers above the asking price are pricing some buyers out of the market.
Osman argues that investment firms are not only depleting the inventory of available homes, but also driving up prices, which puts first-time homebuyers at an additional disadvantage.
“Frankly, it makes a lot of sense for companies to participate in a market like Charlotte,” Howard said. “The demand for single-family rental housing is strong in a market like Charlotte. If there wasn’t demand, you wouldn’t see the kind of activity in the rental market that you’re seeing.”
Mireya Gaton is one of those people. She moved to the area from California, but was afraid to rush into homeownership. Instead, she signed a lease with Tricon Residential, one of the region’s largest SFR buyers, to rent a home in Gastonia.
Government assistance in North Carolina
There are currently more than 643,000 people enrolled in DACA, the Deferred Action for Childhood Arrivals. The program was created by President Obama in 2012 to provide a temporary solution to deportations. Obama initiated DACA as an executive order after the DREAM (Development, Relief and Education for Alien Minors) Act failed to pass in Congress. Although the DREAM act never became law the people targeted by the law are still called “DREAMers.”
DREAMers have many of the same goals as other Americans: to get an education, raise a family, and have a home of their own. DACA provides security and stability to law-abiding DREAMers who fear deportation and seek opportunities such as homeownership. In January, news broke that Dreamers now officially qualify for FHA-backed loans, so if you are a DACA recipient, here’s what you need to know before you buy your first home. To read in Spanish, click here.
Cheap homes in north carolina
To know how much you have to earn to buy a property you have to consider three things: the mortgage payment, the down payment and additional payments such as property taxes, notary fees or additional costs in case you want to make a renovation or restructuring of your patrimony.
In Mexico the down payment is usually between 10% to 30% of the value of the property; in other words, if the value of the house is 1 million 500 thousand pesos, you will have to make a down payment of 300 thousand pesos (30%).
These payments should not be a problem for your pocket, otherwise if you fall behind with the mortgage payment, the financial institution could charge you interest or put you on the list of debtors who do not pay reflecting a bad credit history.
The National Commission for the Protection and Defense of Financial Services Users (CONDUSEF) has a fixed-rate mortgage loan simulator that helps you evaluate the payment you must make each month and how much income you must prove.
Requisitos para comprar casa en carolina del norte
-Ella pone a sus clientes primero y antes de comprar, hay una gran sensación de que ella está poniendo su bienestar por delante de su interés comercial. Ella genuinamente le gusta la gente y se preocupa por sus clientes y eso es un hallazgo raro.
Realmente, no puedo pensar en un mejor agente que Sharon Lewis. El equipo de TriangleExpertsAgentes inmobiliarios en Raleigh, NCPuntuación media: 5 de 5 estrellas25 de enero de 2016 “Tuvimos mucha suerte de trabajar con Meredith Price y Sharon Evans. Las recomendaría encarecidamente a todo el mundo.
Meredith y Sharon entendieron y valoraron lo que era importante para nosotros. Tienen un gran conocimiento de la zona del Triángulo por lo que pudieron guiarnos exactamente a lo que necesitábamos; además, compartieron su experiencia con nosotros haciéndonos pensar y lograr más allá de lo que necesitábamos.
Meredith y Sharon entendieron la importancia de conseguirnos nuestra casa, la cual es una propiedad de inversión, y dieron seguimiento a TODOS los ángulos posibles para asegurar que pudiéramos lograr lo que estábamos buscando. No sólo nos consiguieron una gran propiedad, sino que hicieron que el proceso pareciera pan comido. Nos mantuvieron informados, nos educaron en el proceso, y continúan el seguimiento con nosotros. No puedo agradecer lo suficiente a su equipo.